RV, Boat & Specialty Insurance

Coverage for how you roll or float

Protect Your Adventure Vehicles

Coverage that travels with you

Recreational vehicles, boats, and specialty vehicles are more than just transportation—they’re investments in your lifestyle. Whether you’re hitting the road in an RV, cruising Pennsylvania lakes, or taking your ATV off-road, the right insurance keeps your equipment safe from damage, theft, and liability. From East Norriton driveways to mountain trails and marinas, we’ll tailor your coverage to how and where you use your vehicles. Flexible policies. Real protection.

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What This Coverage Includes

Built for outdoor and off-road life

Comprehensive & Collision

Protects your RV, boat, or specialty vehicle against accidents, theft, fire, and weather-related events.

Liability Coverage

Covers bodily injury or property damage you may cause to others while operating your vehicle.

Personal Belongings Protection

Covers the gear and contents inside your RV or specialty vehicle in case of theft or loss.

Towing & Emergency Assistance

Provides roadside or water towing, battery jump-starts, and other essential emergency services.

Custom Parts & Equipment

Covers upgrades or custom features, from boat electronics to RV solar panels and aftermarket parts.

Why Specialty Coverage Matters

Standard policies don’t go far enough

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It’s Not Covered by Auto or Home

Most personal auto or homeowners policies exclude RVs, boats, and off-road vehicles.

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Accidents Can Get Expensive

The cost to repair or replace these vehicles—or deal with liability—can be significant without insurance.

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Adventure Shouldn’t Equal Risk

Whether you travel seasonally or year-round, insurance keeps your plans protected.

RV & Boat Insurance FAQs

What Pennsylvania owners need to know

  • Is RV insurance required in Pennsylvania?

    Yes—if your RV is motorized and driven on public roads, the state requires minimum liability coverage similar to standard auto insurance. If you tow a travel trailer, coverage may be optional, but it’s highly recommended. We’ll help determine what coverage your specific setup needs.

  • What’s covered under boat insurance?

    Boat insurance typically includes damage to the hull, motor, and trailer, as well as liability for injuries or damage caused while operating your vessel. Additional options can cover fishing gear, navigation equipment, and more. We’ll help customize your policy based on your watercraft and how it’s used.

  • Can I insure an ATV or UTV?

    Absolutely. All-terrain and utility vehicles can be insured for liability, collision, and theft. If you ride off-road, on trails, or even use your ATV for work, having the right protection is essential. Coverage can also extend to transportation and storage.

  • Is my RV or boat covered when stored?

    It depends on your policy. Comprehensive coverage usually applies while your vehicle is in storage, protecting against theft, vandalism, or fire. If your RV or boat sits for long periods, we’ll make sure you’re covered during off-season months.

  • How much does specialty vehicle insurance cost?

    Rates depend on the type of vehicle, its value, how often it’s used, and where it’s stored or operated. East Norriton RV and boat owners can expect pricing to vary seasonally and by risk level. We’ll provide quotes that match your lifestyle and coverage needs.