Pennsylvania drivers must carry at least $15,000 in bodily injury coverage per person, $30,000 per accident, and $5,000 in property damage liability. You’re also required to have medical benefits coverage. While these are the legal minimums, many drivers choose higher limits for better protection. We’ll walk you through your options.

Your premium is based on factors like your driving record, age, vehicle type, location (like East Norriton), coverage limits, and deductible choices. Credit history and prior claims can also influence pricing. We shop multiple carriers to help you get the best rate for your profile.

In many cases, yes—but it depends on your specific policy. Some auto insurance plans extend coverage to rental vehicles used for personal use. If you’re renting a car or want to add this feature, we’ll review your plan and make sure you’re protected before you hit the road.

Uninsured/underinsured motorist coverage helps pay for your medical bills and vehicle damage if the other driver doesn’t have enough coverage—or any at all. This protection is especially important in hit-and-run situations. We strongly recommend including it in your policy.

Yes! Pennsylvania drivers may qualify for discounts based on safe driving, bundling home and auto insurance, good grades for student drivers, anti-theft devices, and more. We’ll help you identify every possible way to save.