COMMERCIAL insurance

Protect What You’ve Built

Running a business comes with risks—but your insurance shouldn’t be one of them. At Sidney Sacks Insurance, we help business owners across Norristown, Easton, and greater Pennsylvania find the coverage that fits. From general liability insurance to fleet vehicle protection, our team offers the right policies to support your operations—whether you’re just getting started or scaling fast.

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Business Owners Policy

A bundled solution for small business essentials—property, liability, and business interruption coverage in one smart plan.

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General Liability Insurance

Covers customer injuries, property damage, and lawsuits—so you can focus on your business, not what-ifs.

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Professional Liability

If your business gives advice or provides services, this protects you from costly claims of errors or omissions.

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Workers’ Compensation

Required coverage for Pennsylvania businesses—protects your employees and your bottom line.

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Commercial Auto Insurance

From vans to dump trucks, we offer coverage that keeps your vehicles, employees, and cargo protected.

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Contractor Insurance

Tailored policies for trades like roofing, painting, HVAC, and more. Get the specific protection your trade requires.

Questions We Hear All the Time

  • What type of commercial insurance do I need for my small business?

    The type of commercial insurance you need depends on your industry, location, and operations. Most small businesses in Pennsylvania start with a Business Owners Policy (BOP), which bundles property and general liability coverage. If you have employees, you’ll also need workers’ compensation insurance. We’ll help you determine the right mix to meet state requirements and give you peace of mind.

  • Do I need general liability insurance if I work from home?

    Yes—if you interact with clients, handle equipment, or perform services, general liability insurance can still be essential, even if you work from home. It protects against claims like bodily injury or property damage caused by your business activities. We’ll make sure your policy fits your work-from-home setup without paying for coverage you don’t need.

  • Is commercial auto insurance different from personal auto insurance?

    Definitely. Commercial auto insurance covers business-related driving, like transporting tools, deliveries, or employees—things your personal policy won’t touch. If you use a vehicle for work, even occasionally, it’s important to get a policy that reflects those risks. We offer coverage for everything from individual work trucks to full fleet vehicle insurance.

  • What does professional liability insurance cover?

    Professional liability insurance—also called errors and omissions insurance—protects businesses that provide advice or services. If a client claims your work caused financial loss, this coverage helps with legal fees and settlements. It’s critical for contractors, consultants, and service providers who want to stay protected from potential lawsuits.

  • How much does commercial insurance cost in Pennsylvania?

    The cost of commercial insurance in Pennsylvania depends on your industry, business size, claims history, and the type of coverage you need. For example, a solo consultant will pay less than a contractor with multiple employees and vehicles. We’ll shop top carriers to get you the right coverage at the right price—without overpaying for extras you don’t need.