The fall season is a time to enjoy the vibrant colors of nature and the crisp autumn air. However, it also brings an increased risk of deer-related accidents on our roads. These accidents are a hidden hazard of the season, leading to a staggering financial impact of over $1 billion annually, with each repair averaging around $3,000. Fortunately, there are proactive steps you can take to protect yourself and your vehicle during these high-risk months, particularly between October and December.

Use Your Seat Belt

Wearing your seat belt significantly reduces the chance of serious injury in the event of a collision. Make it a habit every time you get behind the wheel.

Be Mindful of Peak Activity Hours

During this season, deer are most active in the afternoon but can be harder to see at dawn and dusk. Be extra cautious when driving at these times, especially on rural roads or in wooded areas.

Use Your High Beams Wisely

When driving at night, use high beams when there’s no oncoming traffic. This can help you spot a deer’s reflective eyes from farther away.

Look for More Than One

If you see a deer cross the road, slow down and stay alert. Deer often travel in groups, so others may follow close behind.

Know When Not to Swerve

If a deer appears in your path suddenly, brake firmly but try to stay in your lane. Swerving can lead to more serious accidents involving other vehicles, trees, or guardrails.

Heed the Signs

Deer crossing signs aren’t just for show — they’re placed in high-traffic areas where deer frequently move across the road. Reducing speed in these zones can give you more time to react.

If a Collision Occurs, Take the Proper Steps

Move your vehicle to a safe location and turn on your hazard lights. Call the police, avoid approaching the animal, and contact your insurance provider to report the incident.

While deer collisions are a serious seasonal hazard, they can be significantly reduced through caution and preparedness. Stay alert and treat every rural road or wooded stretch as a potential risk zone. For any questions about your auto insurance coverage, especially regarding deer-related accidents, don’t hesitate to contact our office. We're here to help you stay protected on the road.