"If I can't help somebody out of a jam, life's not worth living."
-Sidney Sacks
At Sidney Sacks Agency, we are not just another group of insurance agents and you are not just a client. Here, each client receives the personal service that has become the trademark of Sidney Sacks Agency since 1936.
We are committed to quality customer service and continuous improvement. Most importantly, we steadfastly adhere to the ethics of the industry. Each member of our sales team is a valued player and takes ownership and pride in the work he or she produces.
Life Insurance
Term Life
Term Life insurance covers you for a set of period of one or more years. It pays a death benefit only if you die during that term. Term insurance generally provides the largest immediate death protection for your premium dollar.
Whole Life
Whole Life insurance protects you for long as you live. The premium may be several times higher than you would pay initially for the same amount of term insurance. Whole Life premiums are smaller than Term Life premiums you would eventually pay if you were to keep renewing a term policy until your later years.
Whole life policies develop cash values. If you stop paying the premiums, you can take the cash or you can use the cash value to buy continuing insurance protection for a limited time or a relevant benefit. You may borrow against the cash value by taking a loan. The loan principal and any unpaid interest on the loan will be deducted from the benefits if you die, or from the cash value if you stop paying premiums.
Universal Life
Universal Life insurance is a type of policy where the premiums you pay, less expense changes, are deposited into a policy account that earns interest.
Variable Life
Variable Life insurance is a kind of insurance where the death benefits and cash values depend upon the performance of investments, such as stocks and bonds, underlying the policy.
Insurance Products > Life Insurance
