"If I can't help somebody out of a jam, life's not worth living."
-Sidney Sacks
At Sidney Sacks Agency, we are not just another group of insurance agents and you are not just a client. Here, each client receives the personal service that has become the trademark of Sidney Sacks Agency since 1936.
We are committed to quality customer service and continuous improvement. Most importantly, we steadfastly adhere to the ethics of the industry. Each member of our sales team is a valued player and takes ownership and pride in the work he or she produces.
Insurance Products > Auto Insurance
Automotive
Required Coverages in Pennsylvania
* Medical Benefits - This coverage pays medical bills for you and others covered on your policy regardless of fault. The minimum limit is $5,000 of coverage.
* Bodily Injury Liability - This coverage pays medical and rehabilitation expenses and other damages for which you are found liable if you injure someone in a car accident. The minimum coverage is $15,000/$30,000. The $15,000 pays for injuries to one person while the $30,000 is the total available for one accident.
* Property Damage Liability - If you damage someone's property in an accident and you are at fault, this coverage covers the property. The minimum limit is $5,000 of coverage.
Coverage Options in Pennsylvania
* Full Tort - You retain unrestricted right to file suit against the negligent party.
* Limited Tort - You are not able to recover certain damages such as payments for pain and suffering unless your injuries are defined as serious. This option gives you a savings on your premium.
* Uninsured Motorists (UM) - Covers bodily injury for you or your passengers if you are hit by an at-fault motorists who does not have enought insurance to cover your damages.
* Stacking of UM or UIM - Allows you to multiply the amount of coverage by the number of vehicles on your policy.
